Effective Date: 08/01/2023

Please read these Terms of Use ("Terms") carefully before using the services provided by Veteran Mortgage Corps ("Company," "we," or "us"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our services.

Acceptance of Terms
By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and any additional guidelines or rules applicable to specific services provided by Veteran Mortgage Corps.

Description of Services
The Veteran Mortgage Corps provides a host of services focused on empowering, educating, and guiding its members in the realm of VA home loans, Veteran Advocacy, Business Growth, and Self Care. These services include but are not limited to, access to a vibrant and collaborative community of professionals dedicated to serving veterans and active-duty service members, opportunities for continuous learning and professional development, resources to understand and navigate unique VA loan scenarios, and strategies for successful marketing. Additionally, we offer platforms for open discussions, mentorship, and the sharing of best practices within our community. Please note that while we strive to provide accurate, up-to-date, and comprehensive information, the content shared in our community is intended for educational and informational purposes and should not be construed as legal, financial, or any other type of professional advice. We encourage members to seek out professional counsel for individual circumstances as needed. The Services may be subject to change or modification at our discretion without prior notice.

Eligibility
You must be at least 18 years old to use our services. By using our services, you represent and warrant that you are 18 years of age or older.

Account Registration
To access certain features or services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Intellectual Property
All content, including but not limited to logos, trademarks, text, graphics, images, videos, and software, provided by Veteran Mortgage Corps is the intellectual property of the Company or its licensors. You agree not to modify, reproduce, distribute, display, or create derivative works of any content without prior written consent from Veteran Mortgage Corps.

User Responsibilities
When using our services, you agree to the following:

a. Use the Services only for lawful purposes and in compliance with all applicable laws and regulations.
b. Not engage in any activities that may disrupt, interfere with, or harm the functioning of our services or the experience of other users.
c. Not upload, post, or transmit any content that is unlawful, infringing, defamatory, obscene, or otherwise objectionable.
d. Not attempt to gain unauthorized access to our systems or networks or circumvent any security measures.
e. Comply with any additional guidelines or rules provided by Veteran Mortgage Corps.
f. Do not share login information or passwords. Your account is for you only, unless other agreements are in place.

Privacy
Our Privacy Policy explains how we collect, use, and disclose information from users. By using our services, you consent to our collection, use, and disclosure practices as described in the Privacy Policy.

Third-Party Websites and Services
Our services may contain links or references to third-party websites or services that are not owned or controlled by Veteran Mortgage Corps. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the terms and privacy policies of any third-party websites or services before using them.

Disclaimer of Warranties
Veteran Mortgage Corps provides the services on an "as is" and "as available" basis. We do not warrant that the services will be error-free, uninterrupted, or free from viruses or other harmful components. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability:

In no event shall Veteran Mortgage Corps or its officers, directors, employees, agents, or affiliates be liable for any indirect, incidental, special, punitive, or consequential damages, including but not limited to loss of profits, data, or business opportunities, arising out of or in connection with the use or inability to use our online community or any content or services provided therein. The information, materials, and services offered on our platform are provided "as is" and without any warranties, express or implied, including but not limited to the accuracy, reliability, or fitness for a particular purpose. Veteran Mortgage Corps shall not be held responsible for the conduct of any users, whether online or offline, and disclaims any liability related to any interactions, transactions, or disputes between users of the community. The total liability of Veteran Mortgage Corps, whether in contract, tort (including negligence), or otherwise, shall not exceed the amount paid by you, if any, for accessing or using our services during the twelve (12) months preceding the claim. This limitation of liability applies to the fullest extent permitted by law in the applicable jurisdiction. By using the Veteran Mortgage Corps online community, you acknowledge and agree to assume the risk and responsibility for any damages or losses incurred, and you hereby release Veteran Mortgage Corps from any such liabilities.

Rev 8.10.2023